Restaurant and Bar Insurance

Every restaurant is unique. Therefore, the insurance program protecting each establishment should be unique, too.

Tuesday, April 23, 2013

Health Insurance in Costa Mesa, California

Can we help you find affordable healthinsurance in Costa Mesa, California? Health insurance can seem expensive but like any other type of insurance there are ways to keep the cost down. Naturally, shopping around will save you money, and we can do that for you – but choosing an appropriate plan can result in savings to. If your budget is a little tight at the moment but you need private health insurance, it can help to really narrow down the type of coverage you need. If you’re looking for an individual health plan, ask yourself a few questions...

Wednesday, April 3, 2013

What is Term Life Insurance?

Term life insurance is an insurance policy taken out to provide a death benefit to a particular person in the event of your unexpected death. Rather than covering your whole life, you nominate a time period – for example, ten or twenty years. If you were to pass away within that period, the benefit would be paid. Why would anyone do this instead of taking out whole life insurance? Many people don’t think about life insurance when they’re young and the cost of life insurance policies increase as you get older and pose a greater risk for insurers....

Saturday, March 23, 2013

Auto Insurance Costa Mesa

Looking for cheaper auto insurance in CostaMesa?  We’re a California licensed agency so we can assist you by shopping around for you to find affordable premiums that offer the level of coverage you need. When looking for more cost effective auto insurance it pays to know what factors can affect your premium. Here are a few things that can reduce the cost of your insurance: §  A vehicle type and model with a good safety record will cost less to insure. §  A higher deductible amount results in a lower premium. The deductible is...

Sunday, March 3, 2013

Contractor Insurance Policies

We specialize in assisting a variety of contractors in Costa Mesa with their insurance needs. Can we help you too? As a licensed insurance agency in the State of California we assist the hard workers of Costa Mesa to obtain affordable contractors liability insurance every day. Operating as a contractor has its upside. You have a little more freedom and flexibility than the average employee. The downside is that you are really running your own small business and you get all the responsibilities, paperwork and bills to go with it! The responsibility...

Saturday, February 23, 2013

California Restaurant Insurance

Do you own one of the fabulous restaurants in California? If you do, and you’re looking for restaurant insurance, ExcelSure Insurance is the agency to see. It’s one of our specialty areas - and if you wanted a special Chinese meal, you wouldn’t ask an Italian restaurant to make it for you, would you?Restaurant Insurance covers 5 main areas because a restaurant business has unique risks. There are policies designed to protect the business owner, employees, premises, contents and fittings, and stock and cash. In most restaurants there are a lot of...

Sunday, February 3, 2013

Purchasing HVAC Insurance in California

Working with air, heating, and ventilation systems is a complicated and involved job, and contractors and specialists looking to take out HVAC insurance in California should ensure that their policy offers adequate coverage for personnel, property, and equipment. When signing up for HVAC insurance, contractors should take into account the following: l  Whether the carrier provides coverage for residential or commercial contractors, or both;l  The specific terms, costs, and extent of the policy;l  Whether the policy extends to mistakes...

Wednesday, January 23, 2013

Affordable Health Insurance

As the unemployment rate rises, so do the number of uninsured citizens. Many folks have been laid off from their jobs and are having trouble finding work. There are many things to miss from having regular employment; a paycheck, the people you work with, stability, etc. But the most difficult aspect of being unemployed is not having the proper insurance coverage. What will you do if you have an accident and need health insurance? What if your child needs health coverage? Many people have decided not to purchase medical coverage or seek professional...

Thursday, January 3, 2013

CA Life Insurance Quotes

Who should shop around for CA Life Insurance Quotes? The answer is - anyone who values their hard earned money. Time and time again we have found that we have been able to help people save money and sometimes arrange a better cover than their previous policy. Whether you have an existing life insurance policy or are taking one out for the first time, it is important to regularly monitor your policy and premiums to be sure that you are adequately protected to reflect your changing circumstances. If you took out your policy some time ago things may...